Loans

Institute and Federal Loans

Several loans are available to graduate students. To qualify for any of these loans, a student must demonstrate financial need and must maintain satisfactory academic progress. Loan applications can be obtained from the Financial Aid Office.

Short-term Emergency Loan

A non-interest-bearing loan for the first 90 days after disbursement for up to $2,500 may be obtained by graduate students for unexpected emergencies. If the loan is not paid within the 90 days after disbursement, interest at 5% will begin to accrue. Loan applications can be completed in the Graduate Studies Office. For additional information, please contact the Assistant Dean of Graduate Studies.

New Graduate Student Head-Start Loan

For incoming students, relocation can incur unexpected costs and often presents a financial burden. To help alleviate this burden, Caltech offers a 0% interest loan of $3,000 to incoming students. The loan funds will be disbursed through the Bursar's Office in September, and repayment begins in April over the course of 18 months.